Posts Tagged ‘pre-foreclosure’

Short Sales May be Getting Easier

Posted:1 December, 2009 by Lesley Lambert

I am hearing rumors that the short sale process is going to be streamlined. With the proposed changes the short sale process will be expedited and home retention options will improve.

To read more visit this story at Agent Genius.

If you need help with a distressed situation like a short sale then I hope you will contact me. I have the experience, patience and empathy to help you move on with your life.

Do You Need Short Sale Help in Western Massachusetts?

Posted:17 November, 2009 by Lesley Lambert

A new seller client found me on Google by researching the term “short sale real estate agent in Western MA” and has been following my blog articles of short sale advice and education which are posted here as well as at my regular blog.

While no one wants to be in a situation where they have to sell their home via short sale, I am honored that she valued my input enough to want guidance through this and I am thrilled that I may be able to help her through this difficult time.

She tried to get several other agents to help her with getting informed and I was shocked that they gave her answers like: “short sales are too much work” and “I don’t DO short sales”.

While there is some truth to the fact that there can be extra work involved in selling a short sale, each one is different and they can go fairly smoothly. They are also a reality of our market right now. I find it hard to believe that agents are simply refusing to help, even if only with a referral to another agent that knows how to work short sales.

I find great pleasure in helping sellers with their short sale situations for a few reasons:

#1- I was there and feel empathy for their level of stress. I want to help that stress decrease.

#2- It is a hands on way for me to help the housing market recover and stop properties from foreclosing

#3- It is an avenue of business for me.

So, if you are a homeowner in Western Massachusetts who needs a real estate agent to help you make a short sale work, call me. If you are a REALTOR in Western Massachusetts who doesn’t want to work short sales: refer those clients to me, I will take good care of them!

Why I Want To Help.

Posted:17 May, 2009 by Lesley Lambert

We are all familiar with the concept of paying it forward. This blog is a small thing that I can do to try to alleviate some of the stress that occurs during difficult housing transitions.

A bit more than two years ago my husband asked for a divorce. The financial fallout that occurred on the heels of this decision was epic to me. Even being in the business doesn’t help when you are staring foreclosure in the eye.
Processes OF Pre-Foreclosure

I had two mortgages (my home and my investment property) that were both in and out of pre-foreclosure for the better part of a year while I attempted to sell on the front end of a recession.

The phone’s ring was acid burning my ears, the mailbox might as well have been filled with vipers. The “help” lines at the mortgage companies were staffed by soulless bots and if I stopped to consider my situation the panic would swell to breathtaking levels.

Slowly, painfully, I made one decision at a time (drop the asking price again, accept the low ball offer, etc.) that started to lead me towards resolution.

I often had to call upon a lesson I learned while skiing in the Alps. I was a third year, very intermediate skiier. I spent the morning riding lifts, cable cars, rope tows and puma chairs up and up and up. After lunch you start back down.

Vista d'alçada / Panorama from 3800 m.

I looked out and DOWN and totally freaked out.  My mind churned with frothy panic caps: “I can’t ski this! I will NEVER EVER get off this mountain!”   A friend turned to me and gestured that she was about to start down and saw the blind fear on my face.

“Don’t think of the whole thing,” she said.  “Pick a  point just a little ways from here.  Call it our destination.”

So, I picked a grove of trees not far and ventured off to my first stopping point. After arriving there she turned to me, “So that wasn’t scarey, was it?”  I shook my head.  “OK, so today we are going to ski what is in front of us.  Nothing more, just from here to the next stopping point.”

During my transitions from large home to condo and from married mom to single, I would return to that lesson often.  The words became my soothing mantra: ski what is in front of you Lesley.  Nothing more.  Ski what is in front of you and you will get off the Alps.

I share this so that you know that there are people out here that know what it feels like to be afraid of an envelope.  Keep breathing, call upon your support systems, return to things that bring you peace in damaged times and remember:

Ski What is In Front of You.

If you need me, I am here for you.
I wanna hold your hand